For banks and financial institutions

Bring independent professionals into the digital economy.

DigiBio helps banks discover, understand and serve verified professionals — the electricians, tailors, tutors and consultants who earn every day but rarely show up on a payslip.

See how it works
  • Verified professional identities
  • Rich activity signals
  • New revenue opportunities
A growing segment

Millions of skilled professionals. A segment banks barely reach.

Independent professionals
80M+
Annual economic contribution
$120B+
Underserved by formal finance
75%
Growth potential with digital identity
5x
Beyond the payslip

No payslip doesn't mean no income.

Independent professionals have customers, bookings and repeat business. Today most of it is invisible to your bank. Switch the view to see the same person with a DigiBio profile.

DigiBio doesn't replace your credit assessment. With customer consent, it makes more of their professional journey visible alongside your own KYC and transaction data.

Applicant fileThabo Mokoena
Identity
Verified, KYC-linked
Income proof
$12.6K digital collections in 8 months
Customers
212 customers, 41% repeat
Reputation
4.8 average from 96 reviews
Work history
9 years, 2 certifications
Rich file. Ready for a conversation.
How DigiBio creates value for banks

Verified identities. Real insights. More opportunities.

Identity verification

Every professional builds a profile with verified identity, certifications and work history, so your teams start from facts instead of forms.

  • Credentials and certifications attached to the profile
  • Consent-based sharing with your onboarding flow
  • Fewer drop-offs at KYC
From identity to opportunity

A trusted bridge between professionals and financial growth.

  1. Verified identity

    Professionals create trusted, real-world profiles on DigiBio.

  2. Digital activity

    Bookings, invoices and payments build a record over time.

  3. Financial products

    Your bank offers accounts, credit, insurance and savings.

  4. Economic inclusion

    More professionals join the formal economy, and grow with you.

Customer acquisition

Reach whole communities, not one customer at a time.

Brands already work with large networks of professionals. DigiBio connects your bank to those networks. Pick an industry:

Industry partnerA paint company
DigiBioVerified profiles for every painter
Your bankAccounts, QR payments and credit offers
ResultThousands of painters banking with you
Built for impact

Enable financial inclusion. Drive sustainable growth.

  • Expand your customer base

    Reach millions of independent professionals through communities they trust.

  • Increase digital payments

    Move cash work onto QR codes, links and invoices that run through you.

  • Unlock new revenue

    Cross-sell credit, insurance and savings to customers you can now understand.

  • Support national growth

    Help build a more inclusive, more digital economy.

  • They may not have a payslip.They have skills.
  • They may not have an employer.They have customers.
  • They may not have fixed income.They have economic activity.

Be the bank they choose first.

Tell us about your bank and we'll show you how a DigiBio partnership works.